529 Calculator
Project how a 529 college savings plan could grow over time based on your starting balance, contributions, and expected return.
What a 529 plan is
A 529 plan is a tax-advantaged savings account designed specifically for future education expenses. Contributions grow over time, and withdrawals used for qualified education costs are typically free of federal income tax.
How this calculator works
Enter your current 529 balance, how much you plan to contribute each month, how many years until the funds will be needed, and an assumed annual rate of return. The calculator compounds your contributions and balance monthly to project the total balance at the time of enrollment, along with how much of that total came from your own contributions versus investment growth.
This is a general educational projection, not a guarantee. Actual 529 plan performance depends on the specific investment options chosen, market conditions, and fees, and 529 rules vary by state, so consult your plan provider or a financial professional for guidance specific to your situation.