💰 Maturity Value Calculator
Calculate the maturity value of a deposit, loan, or note using either simple or compound interest.
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What is maturity value?
Maturity value is the total amount a depositor or lender receives when a fixed-term financial product (a deposit, note, or bond) reaches the end of its term, including principal and accumulated interest.
The formulas
- Simple Interest: Maturity Value = P × (1 + r × t)
- Compound Interest: Maturity Value = P × (1 + r)t
Simple interest is calculated only on the original principal, while compound interest is calculated on principal plus previously accumulated interest.
This calculator is for general finance education.
Last reviewed August 2026