💵 Money Supply Calculator
Estimate M1 and M2 money supply totals by combining currency, checkable deposits, savings deposits, and other near-money components.
What M1 and M2 mean
Money supply measures track how much money is circulating in an economy. M1 covers the most liquid forms of money: physical currency in circulation plus checkable (demand) deposits and other liquid deposits people can spend immediately. M2 is broader, adding savings deposits, small time deposits, and retail money market funds that are easy to convert to cash but not spent directly.
How this calculator works
M1 is calculated as currency + checkable deposits + other liquid deposits. M2 is calculated as M1 + savings deposits + small time deposits + retail money market funds, following the standard components central banks use to report money supply aggregates.
This is a simplified educational estimator. Official statistics from a country’s central bank use precise definitions and data sources that may differ slightly from this general-purpose model.