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FD Calculator – Fixed Deposit Calculator

Calculate the maturity value and total interest earned on a fixed deposit (FD) investment.

$
%
years

What is a Fixed Deposit?

A Fixed Deposit (FD) is a savings product where a lump sum is deposited for a fixed term at a fixed interest rate, with interest typically compounding at a set frequency until maturity.

The formula

Maturity Value = P × (1 + r/n)n×t, where P is the principal, r is the annual rate, n is the compounding frequency per year, and t is the term in years.

This calculator is for general savings-planning education; actual FD terms, penalties for early withdrawal, and tax treatment vary by institution and country.

Last reviewed August 2026