💳 Annuity Payout Calculator
See how much you could receive each period from a lump sum invested in an annuity, based on your rate of return and payout timeline.
How annuity payouts work
An annuity payout calculation figures out how much you can withdraw regularly from a lump sum so that it’s fully paid out (principal and interest) by the end of a set period.
How this calculator works
Enter your lump-sum principal, expected annual interest rate, the payout period in years, and how often you’d like to receive payments. The calculator uses the standard loan-style payment formula (applied in reverse, as a payout) so that regular withdrawals of interest and principal exhaust the balance exactly at the end of the period.
This is a general planning tool. Real annuity products may include fees, guarantees, and tax treatment that affect actual payouts.