How a 403(b) grows over time
A 403(b) is a tax-advantaged retirement plan available to employees of public schools, universities, and many nonprofit organizations. It works much like a 401(k): contributions are invested and may be matched by your employer, then compound over time.
How this calculator works
Enter your current balance, salary, contribution percentage, employer match rate and limit, expected annual return, and years remaining until retirement. The calculator combines your and your employer’s monthly contributions and compounds the balance over time.
This is a simplified projection for general educational planning. It does not account for salary growth, IRS contribution limits, fees, or market fluctuations.
Last reviewed August 2026