🏖️ Retirement Savings Calculator
Project how much you could have saved by retirement, based on your current savings, monthly contributions, and expected investment return.
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Retirement Savings Projection
This calculator projects your retirement account balance by combining your current savings, ongoing monthly contributions, and compounding investment returns over your remaining working years.
The Formula
Each month, the balance grows by the monthly return rate and then the contribution is added: Balance = (Previous Balance × (1 + Monthly Return)) + Monthly Contribution, compounded across all months until retirement.
Note: This is a simplified projection for general educational and planning purposes only; it doesn’t account for taxes, fees, or market volatility, and is not financial advice.
Last reviewed August 2026