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🌴 Retirement Calculator

Project how large your retirement savings could grow based on your current age, savings, contributions, and expected returns.

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What this retirement calculator does

This calculator projects how your retirement savings could grow between now and your planned retirement age, based on what you already have saved, how much you add each month, and the return you expect to earn.

How the projection is calculated

Starting from your current savings, the calculator applies your expected monthly rate of return and adds your monthly contribution for every month between now and retirement. Compounding this month by month shows how contributions and growth combine over time.

  • The results are estimates based on a constant assumed rate of return; real markets fluctuate.
  • The calculator does not account for taxes, fees, inflation, or changes to your contributions over time.

This tool is for general planning and educational purposes only and is not financial advice.

Last reviewed August 2026