Terms of Service

These Terms of Service (“Terms”) govern your use of NewLife (newlife12.com). By using this site, you agree to these Terms.

Using the site

NewLife’s tools are provided free of charge for personal, non-commercial use. You’re welcome to use them as often as you like without creating an account.

No professional advice

Our calculators and tools are built for general informational and educational purposes. They are not a substitute for advice from a qualified accountant, financial advisor, doctor, lawyer, engineer or other licensed professional. See our Disclaimer for more detail on specific categories like tax, health and finance tools.

Accuracy

We check the formulas behind our tools against public reference sources and correct errors as soon as they’re reported, but we can’t guarantee that every result will be error-free or fit for every purpose. Always double-check important calculations independently before relying on them for a decision with real consequences.

Acceptable use

You agree not to: attempt to disrupt or overload the site (for example, through automated scraping at high volume); attempt to gain unauthorized access to any part of the site or its underlying systems; or use the site for any unlawful purpose.

Intellectual property

The design, text, code and branding on NewLife belong to NewLife unless otherwise noted. You may share links to our tools freely; please don’t republish our content wholesale on another site without permission.

Third-party content and ads

The site may display third-party advertisements or link to third-party sites. We aren’t responsible for the content, accuracy or practices of sites we don’t control.

Availability

We aim to keep NewLife available and working correctly, but we don’t guarantee uninterrupted access — the site may occasionally be unavailable for maintenance or due to circumstances outside our control.

Limitation of liability

NewLife is provided “as is” without warranties of any kind. To the fullest extent permitted by law, we aren’t liable for any loss or damage arising from your use of, or inability to use, the site or its tools.

Changes to these Terms

We may update these Terms as the site evolves. Continued use of the site after changes are posted means you accept the updated Terms.

Contact

Questions about these Terms? Email mozamfoji@gmail.com.