Long Term Care Cost Projection
This calculator estimates the total future cost of long-term care, such as nursing home or assisted living care, by projecting today’s annual cost forward with inflation and multiplying by the expected duration of care.
The Formula
Future Annual Cost = Current Annual Cost × (1 + Inflation Rate)Years Until Needed. Total Cost sums each year of care at its inflated annual cost across the expected duration.
Note: This is a simplified projection for general planning and educational purposes only, not financial or insurance advice; actual care costs vary widely by location and type of care.
Last reviewed August 2026