🏠 Down Payment Calculator
Figure out how much cash you need for a down payment on a home, and what your resulting loan amount would be.
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Planning your down payment
This calculator shows how much cash you’ll need upfront to buy a home, based on the purchase price and your chosen down payment percentage, plus an estimate of typical closing costs.
How it works
Down Payment = Home Price × Down Payment Percentage. Loan Amount = Home Price − Down Payment. Estimated Closing Costs = Home Price × Closing Cost Percentage, added to the down payment to estimate total cash needed at closing.
This tool is for general planning purposes. Actual closing costs, required down payment minimums, and loan program rules vary by lender, loan type, and location.
Last reviewed August 2026